time to change cc provider

I am one who is relatively aware of my spending and charges on credit card. But with the over spent incurred from recent trips, my senses just got blunt. I was charged RM165 for annual membership on my CTB credit card on July and I am only aware today in October. I'm going to cut this lousy card for making me call them annually to get the fee waived. Nowadays many Bank is offering free for life, so make sure you get one of such or else expect to pay fees which may end up higher than your entitled cash back saving.