Wednesday, September 17, 2008

LoUsY encounter with C*MB Bank

My past experience with this bank was very very poor.

LoUsY experience 1
I asked my sister to get my passbook updated but she was told by the bank officer that my account was shut down automatically due to inactive account...looking that my passbook has not been updated for the past 3 to 4 years. My sis asked for confirmation and yes....she was told the exact same thing as the 1st attempt. I was frustrated when I was first told about that...tried very hard to figure out when was the last time I actually did transaction on that account. I could not recall the exact date but was pretty sure that it was no more that 6 months ago. So how can that happen? How can this bank justify my inactiveness?...I could not believe on how wild my brain could go with all possible stupid answer by the bank. I would not want to give in even there was only ringgits in it. I went to the ATM machine to give it a try ...and yes...my account was still active and with hundreds in it....Damn it...what would happen if I would just believe that officer...most probably...the money would be left there untouched and went to the unclaimed money after years.

LoUsY experience 2
I was in UPM back then. I Q for hours to bank in money for @activites. After waiting for almost an hour, I was told by the officer at the counter to do the bank in using the machine outside. They would not accept bank in cash at the counter....again it's another %#$#@!

LoUsY experience 3
Before I got into UPM, I received the advancement of loan from PTPTN. I received it in the form of banker's cheque by C*MB. I can either encashed it at the bank with some charges on me or I can just open up a new account and debit that cheque into it and no charges for that. So of course I would not allow any charges on me so I choose to open a new account. However I did not apply for the ATM card as there will be an annual fees of RM8 and I have no intention to use it for long term. But I was wrong about that as the PTPTN transaction for UPM has been moved to this lousy bank. So I have no choice but to apply for a card. I went to the bank's branch in UPM but was told that they could not issue a card for me. I have to apply for that back in Penang. They could not do that for the so called 'outstation account'. I just wonder why do they need an online system then when they could not do anything from beyond the state? $%^&##!!!

LoUsY encounter 4
This was actually experienced by my sis. She opened a fixed deposit account in the Endah PArade branch....and later found out that she could not withdraw her deposit from branches other than the original branch where that account was created. She went back to that very same branch and this time, she was not allowed to do the withdrawals well. This time the excuse was rather fresh....'You can't withdraw this here. As your account was created before so and so, your account has been moved to the Sri Petaling branch. Now you can withdraw it there. We can only do an update for you.'....so what a stupid and silly bank...If anyone is urgently in need of money...then sorry #$%^@#

LoUsY encounter 5
Again...experienced by my sis. She wanted to withdrew a huge lump sum from her saving account...and guess what they imposed a bank charge on her...I wonder which other bank actually charge its customer when they withdrew money...withdrawal from normal saving account, not even a current account and etc....$^##&

And needless to say...they charges their customer on all sorts of services...bank in, withdraw, closing, encashment and all other services that you could name...

I am not sure if you have ever heard that C*MB Bank is controlled by the 2nd man of our country. I am not sure of how true it is but based on the saying of 1 side, it seem to be very true. Why such a small capacity bank years back can manage to take over S*B Bank so easily where there were better buyer?

Only 1 reason to explain this. The national bank's ruling is based the pressure or I would say influenced by some party and you know who I meant by here.
I don't care who the bank belongs to but this bank really sucked!...wonder what will happen now with the minister portfolio switch...

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